Modern Table Banking System for Kenyan Groups
Digitize your Table Banking Group by recording and tracking contributions, loans, fines, dividends, and end year payouts in one secure and transparent system built for Kenyan savings groups.

How it Works
Getting started with kosalo app is simple. Get started in 4 simple steps.
Video Tutorials
Watch and learn how to use Kosalo step by step
How to Get Started with Kosalo App | Full Walkthrough
How to Create & Setup Your Group in Kosalo App
How to record contributions & Loans in Kosalo App
How to Add Members to Your Group in Kosalo App
Features
Powerful Features built to help your savings group grow and save on time and energy in keeping records and calculating dividends
Trusted by groups across Kenya
Hear from chama leaders, treasurers, and members who manage their finances with Kosalo every day.
“Kosalo has completely transformed how our group manages contributions. No more manual calculations on paper, everything is tracked in real time and every member can see the balance.”
“We used to spend hours reconciling our records at every meeting. With Kosalo, my work and the treasurer's work takes minutes. I recommend it to every group I know.”
“Using kosalo has simplified how we check total savings and give loans. Our meetings take shorter time ever since we started using kosalo app”
“Simple to use even for members who are not tech-savvy. Groups in Kapiyo are happy. The mobile app works well even on slow internet, which matters a lot in our area.”
“Transparency was our biggest challenge before Kosalo. Now every member including me, gets instant notifications for every transaction. Trust in our group has improved so much.”
“Setting up was quick and the support team was very helpful. Within one week our whole group of 40 members was onboarded and active on the platform.”
“Kosalo has completely transformed how our group manages contributions. No more manual calculations on paper, everything is tracked in real time and every member can see the balance.”
“We used to spend hours reconciling our records at every meeting. With Kosalo, my work and the treasurer's work takes minutes. I recommend it to every group I know.”
“Using kosalo has simplified how we check total savings and give loans. Our meetings take shorter time ever since we started using kosalo app”
“Simple to use even for members who are not tech-savvy. Groups in Kapiyo are happy. The mobile app works well even on slow internet, which matters a lot in our area.”
“Transparency was our biggest challenge before Kosalo. Now every member including me, gets instant notifications for every transaction. Trust in our group has improved so much.”
“Setting up was quick and the support team was very helpful. Within one week our whole group of 40 members was onboarded and active on the platform.”
Frequently Asked Questionsβ
Everything you need to know about Kosalo App
Ready to Digitize Your Saving Group?
Start today for free and simplify your table banking sessions, clean records, automate dividends and payouts calculations.

